Hello, I'm Benjamin Cotte.
Details
- Professional CategoryProduct
- Location
- Years of Relevant Experience10-15 years
- Seniority LevelExecutive
- Consulting Rate (Hourly)1000
Headline
Fractional CPO & Innovation Leader | 10+ Years Scaling Ventures, SaaS & Fintech Products
Experience
CPO in Residence
Relevant/Notable employerStellarAugust 2024 - CurrentCollective of 30 Chief Product Officers supporting scale-ups and corporates in accelerating product and innovation impact.
Lead product and innovation advisory for high-growth clients (BPI France, Smeetz, Genesy AI, Allshare, etc.).
Designed “Rapid Product Audit” and “Growth Sprint” frameworks enabling 4× faster delivery cycles and 20% higher adoption.
Mentor VPs and Heads of Product on organizational design, discovery methods, and data-driven decision making.
Built partnerships to expand Stellar’s presence in the Spanish market and the broader EU startup ecosystem.
VP of Product
TruviAugust 2023 - February 2025B2B risk-management and compliance platform.
Drove transformation of product and innovation strategy, doubling ARR in 12 months.
Scaled the organization from 2 to 13 people and implemented a squad-based structure improving delivery velocity 5×.
Introduced analytics stack (Power BI, Metabase) to embed data in all decision
processes.
Delivered a scalable multi-market platform rolled out across 5+ countries.
Associate & Head of Incubation
DemiumAugust 2022 - April 2023European VC & pre-seed fund.
Designed and led incubation programs for 60+ founders across 3 cohorts.
Supported fintech and mobility ventures on MVP definition, GTM strategy, and
fundraising readiness.
Built training programs to institutionalize lean experimentation and investor-readiness
methodologies.
Head of Product
UnnaxMarch 2019 - December 2021Embedded banking & compliance infrastructure provider (EMI licensed).
Built and led a 10-person cross-functional team across PM, UX, BI, and operations.
Scaled platform transaction volume from €200M to €1B+ through new financial APIs
(KYC, PSD2, payments).
Delivered cross-market architecture and compliance execution across Spain and LatAm.
Championed product–compliance collaboration, accelerating regulatory approvals and
market rollout.
Venture Architect
Relevant/Notable employerBanco SabadellSeptember 2017 - March 2019Corporate Venture Builder.
Co-founded and launched digital ventures including Nomo (SMB banking, acquired),
Trioteca (mortgage marketplace), and Mitto (youth banking app).
Defined business models, MVPs, and GTM strategies bridging agile startup practices and corporate governance.
Enabled Sabadell to institutionalize an internal innovation model combining startup
incubation and investment.
Co-Founder & COO
AppiNest, Dreamz, 12MVPSeptember 2014 - November 2018Edtech and Agile development Startups.
Launched Pistache (500K+ downloads); raised €323K, exited successfully
Built 12MVP, an MVP-as-a-service agency; raised €500K+ and delivered 20+ startup MVPs
Led product and market strategy for edtech and family-focused apps
Industry
- Financial Services
- Professional Services
- Technology, Information and Media
Specific Jurisdictions That I'm Qualified In or Can Cover
Spain: Barcelona
France
Language(s)
- English
- French
- Spanish
Education
HEC Montréal
DegreeBusiness AdministrationJuly 2009 - May 2013
ESADE
MastersFinancesJuly 2013 - May 2014
I am interested in
- Career Opportunities
- Providing Services based on my Expertise