Advisory role in early-growth fintech startups build scalable, AI-powered products for regulated industries by aligning product design, data infrastructure, external data acquisition, and enterprise go-to-market pathways across both B2B and B2C models.

Led global AI/ML transformation, defined data product strategy, and cloud fraud product innovation of identity authentication services platform by bridging the product design and GTM strategies for the $10M+ cloud modernization across B2B markets using Vertex AI and GCP. • Designed framework integrating streaming signals into fraud decisioning system (patent pending), enabling real-time risk profiling & entity resolution on 60B+ real-time B2C transactions across 20+ data sources • Embedded product-thinking mindset for AI/ML feature-build, reducing cycle-time by 50% through standardization, metrics focused testing, and scalable feature designs • Developed GLBA/FCRA compliant governance & risk model for AI-driven digital identity systems

• Spearheaded the bank’s first omnichannel analytics platform to support B2C customer experience, GTM retail strategy decisioning, and growth compliance • Introduced an AI-driven product portfolio to support strategic market planning: customer behavior, fraud detection, and strategic footprint optimization • Operationalized regulatory risk compliant processes framework for quality reporting and monitoring • Promoted data and metrics driven analytics delivery for OCC audits, executive dashboards, and cross-functional collaboration

Delivered ROI-focused advanced analytics strategy to leading financial institutions and fintech clients. Advisory role supporting automation and AI adoption frameworks to drive value and reduce costs. Generated over $4M annually in value-focused solutions. • Solutioned AI-based fraud & credit-risk models (SVM, neural networks, random forest) for banks, credit unions, and collection agencies • Advised C-suite clients on analytics maturity, operational integration, and AI governance standards • Developed risk, credit, and payment default models to integrate with AML and EGRC platforms. • Pre-sales engagements with clients including Wells Fargo, Capital One, Regions, BoA

Designed and scaled data-driven pricing and segmentation against GTM plans and built sales enablement tools to impact B2B sales cycles across IBM’s global, HW/ SW, offerings. • Developed and benchmarked ROI calculators for 500+ mid-market leads, reducing sales cycle by 20% • Designed and enabled a predictive-AI automated global model management platform, supported by offshore vendors to deliver 400+ predictive product & services models for IBMs’ B2B GTM strategies • Developed data quality and governance frameworks for global B2B product platform ensuring model trust • Developed advanced pricing, bundling, and market demand forecasts to drive international go-to-market strategy