Supervise 5 – 15 people across 4 divisions (FRM, Valuation, FP&A and Accounting, Data) In charge of developing the KMPG market share in Finance and Risk in the tier 1 & 2 banks In charge of the managing the visibility of KPMG solutions for banks Facilitator for the exclusive CRO Club for Luxembourg's top 5 retail banks Member of ABBL (Association des Banquiers et des Banques Luxembourg) and ALRIM (Association des Risk Managers) Member of AFGAP, X - Examples of projects delivered for private, retail banks, asset servicers and investment firms: • Regulatory watch on European system of financial supervision (EBA, EIOPA, ESMA, ECB), Internal standard bod ies and regulatory forums (BCBS, IOSCO, IAIS, IASB), national competent authorities (CSSF) • Board and Senior management training on regulatory topics • On - site inspection support (CSSF, ECB) and remediation concerning CRR, CRD and BRRD • Review and optimization of regulatory reporting processes (COREP, FINREP, large exposure, pillar 3, …) • Implementation of Finance & Risk Data Governance (data lineage, quality, etc.) • Finance & Risk transformation / digitalization initiatives (Automation of risk processes) • Loan origination processes and controls framework (1st vs 2nd LoD, TOM, review of loan origination KPI / KRI, POCI, enhance pricing strategy, …) • Target operating model of the default recovery department • Review and enhancement of Risk identification policies and processes

Supervise 2 – 5 people in FRM and Data teams Member of AFGAP, X - Finance Key missions for retail and investment banks : • Regulatory watch on European system of financial supervision (EBA, EIOPA, ESMA, ECB), Internal standard bodies and regulatory forums (BCBS, IOSCO, IAIS, IASB), national competent authorities (ACPR, PRA) • Board and Senior Management training on regulatory topics • On - site inspection support and remediation • Audit of the credit files in covered bonds • Reengineering of Loans origination processes • Define ALM / Treasury strategies and refinancing policies under the IRRBB guidelines of EBA • Review of the Risk – Accounting reconciliation processes • Develop ALM models (runoff, prepayment, off - balance - sheet, new production) • Develop methodologies and compute ICAAP / ILAAP / Recovery & Resolution plan and ECB / PRA stress tests • Hedge accounting and performance analysis of banking activities • Define internal transfer pricing and deposit products strategy and pricing for SMEs and large corporates • Liquidation feasibility and asset transfer analysis (M&A due diligence on risk and ALM topics) • Managed major transformation programs: credit risk (new definition of default framework), EMIR margin regula tions (VM, IM), data strategy & governance, selection and implementation of ALM and management control mar ket solutions • Reengineering of the regulatory reporting production processes

• From : Managed transformation programs for FO, MO, BO, Accounting processes in major invest ment banks ◦ Regulatory watch on European system of financial supervision (EBA, EIOPA, ESMA, ECB), Internal standard bodies and regulatory forums (BCBS, IOSCO, IAIS, IASB), national competent authorities (ACPR) ◦ Set up credit, market, and ALM risk frameworks ◦ Implementation of regulatory and internal reports ◦ Credit risk: implementation of Basel II, Modelling of LGD, ELBE, PD and optimization of RWA ◦ Market risk: Implementation of EPE CVA engine, market risk indicators (VaR), and LCR ◦ Implementation of the liquidity ratios computation processes ◦ Review and implementation of data governance (BCBS 239) ◦ In charge of loan sale programs and covered bonds issuances ◦ Review and optimization of the FO to accounting reconciliation processes