- Served multiple renowned clients across Europe in the private banking sector in operational risk management, internal & external audit, compliance management. - Team management and training of staff. - Creation and improvement of typical risk management tools / resources like control / testing methodology, products, operational procedures, BCP plans, risk matrix, internal controls performance. - Became a recognized expert on the use of data in risk management. - Assisted in executing RCSAs, implementing BCPs, conducting UCITS auditing, and creating ORM policies. - Led compliance control efforts, ensuring full abidance by Monégasque and European regulations on personal data (GDPR). - Collaborated with various banks on their Risk stream regarding M&A operations.

Credit Risk Data Projet Manager – IRBA Data Recovery Program (04.2024 – 07.2024) SGPB Luxembourg - Led the end-to-end retrocollection of 120,000+ historical LGD/PD data points over a 3-month period, across 110 data fields related to defaulted exposures (2018-2023). - Designed hybrid data sourcing strategies (automated queries + manual collection) to maximize completeness and reliability within tight ECB-driven timelines. - Integrated collected datasets into regulatory model templates ensuring full auditability, traceability, and integrity checks (data quality, consistency, reconciliation). - Played a key role in the Data Quality Campaign launch (aligned with CRR/B√¢le IV), delivering high-impact insights to support model calibration and regulatory engagement. Credit Risk Expert – IRBA Model Upgrade & NDOD Remediation (11.2023-03.2024) FR / LUX / MC / CH / UK - Played a pivotal role in diagnosing key data across application architectures shaping the IRB model scope and inception phase, which included a thorough review of the defaulting and RWA process (IFRS 9). - Led efforts to ensure the Group IRB Model Risk Policy to ECB requirements, alongside supporting processes, and procedures, effectively addressed some relevant regulatory requirements and guidelines (PD, LGD, NDOD). - Conducted workshops with various European entities to assess their proficiency in pooling and defaulting process and state of data transformation projects. - Engaged in continuous dialogue with the Model Development Team to understand and evaluate key assumptions and technical decisions shaping the models.

Innovative private bank, specializing in supporting entrepreneurs, with a strong offering of structured products and life insurance. The bank offers tailored solutions for IPO financing, real estate redevelopment, and wealth management services. With a team of +200 employees, it stands out with its entrepreneurial approach and expertise in financing complex and innovative projects. • Executive Committee (COMEX) member, actively participating in strategic decision-making. • Oversight of all risk areas, including operational, financial, credit, enterprise risks. • Interim Data Protection Officer: setup of DLP, of data classification and monitoring of GDPR-related requests • Conducted a thorough diagnosis of the organization and developed a comprehensive improvement plan. • Led the implementation of new regulations, such as NDOD, CRR III, DORA and other prudential standards, strengthening the bank’s resilience and compliance. • Strategic advisory on business decisions: Actively involved in decision-making processes for credit financing and the launch of new activities, ensuring a balance between growth opportunities and proactive risk management. • On credit risk: o Monitoring of debtor accounts and defaults o Implemented stress tests for credit portfolios and stress tests on structured products activities, simulating the impact of various market and risk scenarios. o Reshaping of credit analysis and credit monitoring, including the deployment of private equity valuation methodology for credit guarantees • On operational risk: o Overhauled the risk mapping (RCSA) and internal procedures to enhance efficiency and regulatory compliance. o Setup of vendor risk management on onboarding and monitoring sides o Monitoring of operational risk incidents o Update of Business Continuity Plan o Spearheaded the implementation of a new in-house GRC project (Riskonnect) to centralize and automate risk management processes. • Managed and developed a risk management team, with a focus on recruitment and skills enhancement.

- Implementation of CSSF Circular 22/806 (implementing requirements of EBA/GL/2019/02) regarding outsourcing arrangements (update of methodology, risk-assessment…) - Conducted in-depth analysis and compliance implementation of DORA regulation, optimizing outsourcing risk management. - COMEX Exposure - Leading in the collection, review, interpretation and benchmarking of risks and suppliers’ data across the Bank in the context of acquisition by CACEIS’s Bank in order to ensure continuity of service (Transfer Service Agreements) - Management of Supplier/Vendor Risk Management day-to-day activities

Interim Chief Risk Officer | Carve-out context: - Strategic Risk Governance & SOX Compliance - Structured and led the global internal control and enterprise risk management (ERM) framework post-spin-off, ensuring full compliance with Sarbanes-Oxley (SOX 404). - Oversaw the implementation of the GRC platform HighBond, automating control processes, issue tracking, and reporting. Program Leadership & Carve-Out Execution: - Directed the risk and control stream of the Technicolor group's strategic separation into TCS and Vantiva, coordinating with Finance, Legal, IT and HR to build a standalone and SOX-compliant control environment for TCS. - Appointed Interim CRO for TCS post-carve-out, tasked with designing and stabilizing the new entity's risk governance model and control structure. Stakeholder Management & Audit Interface: - Managed global internal and external control teams (incl. KPMG) and led the preparation of executive dashboards and audit committee reports. - Supervised the training of first-line control owners and promoted risk culture across functions and geographies.

- Led periodic control/internal audits, providing expertise of a neutral advisory board to reinforce the independence of the outsourced audit department. - Organised auditing tasks with the concerned departments, evaluated internal controls, and carried out special additional tests successfully, generating reports and presenting findings to the general management. - Devised and deployed a three-year audit plan and methodology following the COSO model - Conducted assessments and mentored a team of 3 auditors under my direct supervision: - Main accomplishments: Special focus on fraud risk, adherence to MIFID II regulation, set-up of first line of defense

- Independent Financial Health Assessment: Led a comprehensive financial audit for a media agency at the request of the CFO. Provided an expert opinion on the company’s financial health in light of a new investment plan, while navigating the challenges posed by the COVID crisis in the media sector. - 4-Year Financial Ratio Analysis: Conducted a detailed analysis of the company’s financials over four years, focusing on key metrics such as profitability, debt levels, and liquidity. Delivered actionable insights to inform strategic decision-making. - Comparable Companies Analysis: Performed benchmarking against similar companies in the industry using a comparable companies method, providing the executive team with a clear understanding of the company’s standing within the market. - Dashboard and Monitoring: Delivered a customized financial dashboard to the CFO for ongoing monitoring of key financial ratios, enabling real-time tracking of the company’s financial performance. - Advisory on Investment Plan: Advised halting the proposed investment plan due to the impact of the COVID crisis, which had significantly altered the company’s profitability and increased its short-term debt. Highlighted the challenge of banking cooperation and the necessity of realigning financial strategy.

Risk Control Self Assessment (RCSA) Analyst for the asset management division (12.2021 – 03.2022) - Brussels - Played a pivotal role as an RCSA Analyst, standardizing deliverables and methodologies to align with ISO standards, while identifying and rectifying operational inefficiencies through comprehensive gap analysis. - Conducted interviews with key business users to gather insights into business processes, documented these processes, and analyzed procedures to ensure alignment with evolving business needs. - Managed testing cycles, including test plan creation, to support end-to-end analysis of the risk and control environment, documenting process activities, and facilitating ongoing communication with internal stakeholders throughout the assessment process. Business Continuity Manager (transition role) (09.2021—12.2021 )- Brussels - Responsible for ongoing design, implementation, management and embedding of the Bank’s Business Continuity Management framework in accordance with ISO 22301 standard - Provides support for development and delivery of training on business continuity - Develop and train staff on business continuity and crisis management plans - Coordinate with Global Facilities Manager and IT recovery team on prevention and mitigation efforts associated with potential losses - Develop a comprehensive and progressive testing plan - Coordination of audit response in order to be able to meet the expectations of the ECB

- Handled Transition Management and Operational Risks at the Internal Control Department. - Provided interim services, including restructuring the neo-bank on the three lines of defence model, helping realise internal control plans, and analysing operational incidents to add them to COREP reportings. - Led risk stream regarding the merger operation of two leading European fintech companies, BinckBank and Saxo Bank, evaluating and setting up plans to mitigate risks and adapt the operating model. - Caught up on internal controls and trained controllers on the newly integrated risk management system as well as service managers to achieve expectations. - Updated risk management tool databases, redesigned automatic reporting, and reconciled the error account entries with the register of operational incidents, improving recommendations issued by internal audits.

- Let Martin Maurel private bank integrate into the Rothschild & Co group, overseeing the consolidation of processes and systems, resulting in increased synergy and enhanced operational effectiveness (e.g., trading process with expansion of product offering and substantial reduction of operational losses). - Provided expert support to the Risks & Permanent Control team of Rothschild Martin Maurel group (France, Belgium, Monaco) by reviewing risk mapping processes, developing control plans and framework, control methodology and executing internal controls. Focus: Operational Risk | Credit Risk

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