Manufacturing
Professional Services
Retail
Financial Services
Administrative and Support Services
Technology, Information and Media
Transportation, Logistics, Supply Chain and Storage
Holding Companies
Construction
Wholesale
Consumer Services
Active

Tom Earnshaw

Fractional CFO / Let's Discuss Your Needs Before Engaging

About Me

With over four decades of leadership experience as a strategic finance and operations executive, I’ve built a career around guiding companies through complex transformations, high-growth scaling, and financial restructurings. I specialize in improving enterprise value, driving sustainable EBITDA growth, and implementing capital strategies that strengthen operational stability and future readiness. Throughout my career, I’ve been deeply involved in every stage of financial lifecycle management—whether securing funding through structured debt and equity, leading distressed turnarounds, or advising on mergers and acquisitions. I’ve served in both long-term executive roles and fractional/interim capacities across private, public, and family-owned businesses, always focused on implementing the financial discipline, governance, and performance management systems that accelerate results. My approach blends analytical rigor with real-world operational insight. I’ve built entire finance organizations from the ground up, established scalable forecasting and budgeting tools, and led enterprise-wide restructuring initiatives. I believe in aligning finance with strategy—ensuring that every dollar, forecast, and performance metric tells a clear story of growth and resilience.

Jurisdiction

United States

Experience

Seniority LevelC-Suite
Years of Experience20+ years
Current StatusActive
Founder
2025 - Present

Deliver fractional or project CFO leadership for growth-stage and distressed businesses, implement capital solutions, risk management frameworks, and financial systems aligned to scale and performance goals. Conduct full-cycle M&A engagements on both buy- and sell-side—overseeing due diligence, synergy modeling, integration readiness, and governance alignment post-close. Design forecasting models and financial infrastructure that support lender communications, improve cash visibility, and ensure accurate scenario planning.

Managing Director
2025 - Present

Lead corporate finance, restructuring, and M&A advisory services for enterprise clients, guiding leadership teams through liquidity events, operational pivots, and financial transformations in high-stakes environments. Provide board-level advisory on capital planning, debt restructuring, and turnaround strategy to ensure long-term business sustainability and stakeholder value.

Chief Fiancial Officer
2001 - 2024

Built the company’s finance and accounting function from the ground up, hiring and mentoring a full team, while overseeing debt structuring, budget design, and strategic reporting frameworks. Designed and implemented internal KPIs and dashboards to monitor financial and operational performance, improving cross-departmental alignment and executive visibility. Developed a full budgeting system integrated across P&L, balance sheet, and cash flow forecasts—enabling strategic planning with a high degree of fiscal discipline. Secured over $49M in debt funding through restructuring initiatives that also reduced interest costs by 56%, strengthening liquidity and operational flexibility. Directed strategic investments into digital platforms, growing digital revenues from $100K to $2M over a 10-year span. Led audits, transitioned to new audit firms, and ensured ongoing compliance with evolving regulatory standards. Played a key role in the strategic divestment of a publication and the compliant closure of a subsidiary.

Fractional CFO
2000 - 2008

Provided CFO and COO services to over a dozen businesses in various industries including staffing, software, publishing, and manufacturing—managing companies through rapid scale, restructuring, or distressed turnarounds. Orchestrated capital raises involving preferred equity and senior debt; led acquisitions, divestitures, and a reverse merger into a public entity. Formalized board-level reporting structures, modernized accounting systems, and helped several clients avoid value-destructive M&A moves through strategic financial counsel. Improved operational efficiency and cost control across industries by implementing custom KPIs and cross-functional dashboards.

CEO and CFO
1982 - 2000

Progressed through senior executive roles at a groundbreaking tire recycling firm, starting as CFO and ultimately serving as CEO and Vice Chairman. Led a dramatic turnaround from financial distress to growth—scaling from $4M to $29M in revenue, and securing over $30M in growth capital to support expansion. Opened three new facilities and introduced waste-to-product innovations that created new revenue streams and reduced production costs by 30%. Developed targeted sales programs for tire manufacturers and local governments, resulting in a 250% increase in plant utilization and improved bottom-line results. Oversaw IPO planning and multiple rounds of private placements to fund strategic growth and capitalize on emerging market opportunities.

Education

Degree of AccountingUniversity of Hawaii
1973 - 1977

Certification

Total Certifications1

Certified Public Accountant

State of Hawaii

1979 - 1987

Skills

Core skills0
Languages1

Languages

English