Independent Strategic Consultant & Subject Matter Expert (SME) – (October 2025 – Present) • Senior Advisor in Non-Financial Risk, Governance, and Compliance for global market intelligence firms (Third Bridge, Insights Driven Research). Achievements: § Provide expert analysis on regulatory trends and internal control frameworks for institutional investors. § Advise on mitigation strategies for emerging risks within the LATAM financial sector.

Scotiabank – (December 2023 – October 2025) • Director, Operational Risk (Non-Financial, Enterprise), Led the second line of defense strategy for operational, third-party, and ESG risks, reporting directly to senior management. Achievements: § Financial Impact: Decreased operational losses by 40% (2025) and risk events by 25% within six months through a robust reengineering of processes and controls. § Operational Efficiency: Optimized senior management reporting, slashing weekly man- hours from 8 hours to just 30 minutes. § Regulatory Remediation: Executed the remediation of 78 key initiatives in just three months (2024), coordinating compliance with local (CNBV, SHCP) and global (OSFI) regulators. § Cultural Transformation: Identified gaps in legacy processes and managed stakeholder alignment to implement comprehensive assessment protocols, elevating the institution's risk maturity. § ESG Innovation: Incorporated the first ESG indicator into the Institutional Risk Appetite Framework.

Citibanamex – (November 2016 – November 2023) • Senior Vice President (SVP), Operational Risk Senior Manager, Fast-track trajectory from Senior Auditor to SVP, leading business controls and compliance. Achievements: § Regional Standardization: Centralized and unified the MCA (Manager Control Assessment) framework supervision across LATAM, eliminating operational fragmentation and improving regional decision-making. § Audit Management: Introduced agile methodologies to reduce audit review cycles from >120 days to a 50-90 day range, accelerating solution validation. § Risk Mitigation: Remediated critical gaps in regulatory mappings (ARCM), achieving favorable audit ratings ("Room for Improvement") and completing three remediations ahead of schedule. § Results: Accelerated issue resolution by 30% and achieved full compliance in global projects, reducing exposure to regulatory fines.

PricewaterhouseCoopers – (May 2015 - November 2016) • Senior Consultant I Achievements: § Fraud Prevention: Reduced fraud incidents by 40% across LATAM, JAPA, and EMEA regions by designing a unified automated risk scoring platform. § KYC Optimization: Simplified inconsistent Know Your Customer (KYC) processes, ensuring adherence to international AML/Sanctions regulations.

Citibanamex – (April 2014 - May 2015) • Interim Compliance Officer (ICO) Achievements: § Reduced gaps in transaction monitoring that increased vulnerability to fraud.

American Express Mexico – (September 2013 - April 2014) • AML Analyst Achievements: § Integrated new governance for KYC and Sanctions into daily operational flows, reducing risk exposure by 20% and streamlining transactional monitoring.

Internal Audit and Risk Certificate

The Institute of Internal Auditors

2018

Credential ID: 993960