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Francis Chia

Head of Risk & Governance | Credit | Enterprise Risk | Compliance | APAC

About Me

Senior Risk & Governance Executive with 18+ years across investment banking, corporate banking, and fintech. Track record building credit, risk and compliance frameworks from inception, maintaining Board-level independence, and leading regulatory relationships across multiple jurisdictions. Expert in credit, risk, compliance, governance, and multi-jurisdictional oversight. Based in Singapore.

Jurisdiction

Singapore

Experience

Seniority LevelC-Suite
Years of Experience15-20 years
Current StatusActive
Corporate Advisory EngagementsIndependent
2025 - Present

Advising select corporate and family office clients on business development and strategic partnerships across ASEAN. - Advisory engagements on emerging market expansion and corporate governance matters - Facilitating relationships with multinational corporations and state-owned enterprises

Chief Risk OfficerFunding Societies | Asean
2021 - 2025

Led enterprise risk, credit, and compliance across five Southeast Asian jurisdictions. - Built and scaled credit, risk and compliance functions from foundational stage, establishing governance frameworks, regulatory relationships, and Board-level oversight across a multi-market organization. - Achieved full remediation of regulatory and audit findings across all jurisdictions and successfully navigated licensing approvals in multiple countries.

Head of RiskChina Merchants Bank | Singapore
2018 - 2021

Led credit, market, and operational risk for Corporate and Private Banking divisions in Singapore. - Delivered significant NPL reduction through remediation and revised underwriting standards. - Achieved closure of all regulatory and audit findings within first year and implemented governance improvements across risk oversight functions.

Manager, RiskQNB Group | Singapore
2014 - 2018

Built market risk, liquidity risk, and operational risk functions from inception for Singapore Branch. - Established comprehensive risk frameworks across APAC network and led governance frameworks for new market entries. - Implemented portfolio monitoring systems and early-warning capabilities.

Assistant Vice PresidentCredit Suisse | London
2010 - 2014

Led global market and counterparty risk reporting across investment banking trading book. - Managed cross-geography risk teams and drove standardization of risk frameworks across multiple business units and trading desks. - Oversaw regulatory reporting to major authorities.

Vice PresidentDZ BANK AG | Singapore
2007 - 2010

Managed market risk and counterparty exposure controls for Asian operations. - Developed P&L oversight and risk monitoring systems for trading operations.

Education

Degree of Actuarial Science and EconomicsNanyang Technological University
2004 - 2007

Skills

Core skills7
Interests2
Languages2

Skills

Credit Risk
Portfolio Management
Regulatory Governance
Enterprise Risk Management
Market Risk
Liquidity Risk
Operational Risk

Interests

Credit Underwriting
Portfolio Management

Languages

English
Chinese