Acted as a senior leader within the Compliance function, partnering with executive stakeholders to strengthen enterprise-wide compliance frameworks, conduct governance, and regulatory readiness. Key Responsibilities & Achievements: • Led Compliance Testing, Monitoring, and Risk Assessment programs across Retail Banking, ensuring alignment with enterprise risk appetite and regulatory expectations. • Served as trusted advisor to senior leadership, shifting Compliance from a control function to a proactive, solution-oriented strategic partner. • Directed enterprise Compliance Risk Assessment (CRA), aggregating and translating data into actionable insights for executive decision-making. • Implemented advanced data analytics and automated testing, increasing risk detection by 30% and enabling data-driven compliance decisions. • Strengthened governance over conduct risk, consumer protection, and product transparency, ensuring alignment with customer needs and regulatory standards. • Oversaw compliance coverage across AML, KYC, CDD, EDD, Sanctions, Data Privacy, and regulatory frameworks in Mexico and the U.S. • Led issue lifecycle governance, reducing repeat regulatory findings by 20% and improving remediation effectiveness. • Collaborated in global initiatives to enhance Compliance methodologies, focusing on Significant Compliance Risks (SCRs). • Supported regulatory interactions and examinations, enhancing credibility and outcomes with regulators.

• Led risk-based audits across multiple U.S. business units, ensuring alignment with regulatory priorities and emerging risks. • Advised senior leadership on control effectiveness, governance improvements, and risk mitigation strategies. • Strengthened audit-to-compliance alignment, improving overall control environment and regulatory readiness.

Executive leadership role with regional responsibility across 26 countries. • Directed audit and risk oversight strategy for 1,700+ branches, ensuring strong governance and regulatory compliance. • Led high-level regulatory engagement across multiple jurisdictions, enhancing institutional credibility and transparency. • Implemented data-driven audit methodologies using analytics, KRIs, and statistical modeling to identify emerging risks. • Managed large, multicultural teams (25+ professionals), building high-performance and scalable audit/compliance capabilities. • Designed and delivered training programs to 2,500+ employees, strengthening risk and compliance culture across the region.

ACAMs

ACAMS

2028