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Fernando Alvarado

Former Investment Banker Turned Entrepreneur | Financial Strategy for SMEs |

About Me

I spent over 12 years in corporate and investment banking (Citi, Banorte ) before stepping into entrepreneurship myself — building and running multiple businesses across wellness, entertainment, and financial content. That combination gives me a rare vantage point: I understand finance both from the inside of a bank and from the reality of running a business day to day. Today, I help small and medium business owners get clarity on their numbers — cash flow, cost structure, profitability, and financing strategy — without the jargon or the bloated reports nobody reads. I work best with founders and owners who know something isn't adding up in their finances but don't have the bandwidth or budget for a full-time CFO. Available for fractional advisory work, project-based consulting, and financial diagnostics. Fluent in English and Spanish, based in Mexico City.

Jurisdiction

Mexico | Canada | Colombia | United States

Experience

Seniority LevelExecutive
Years of Experience15-20 years
Current StatusActive
Project Finance Structuring DirectorBanorte
2014 - 2019

Led a team responsible for evaluating, analyzing, and structuring project financing across multiple sectors under Project Finance schemes — covering everything from financial modeling and risk assessment to credit committee approval and syndicated loan structuring. Structured and placed loans totaling over $20 billion MXN, generating $250 million MXN in fees, and created new financing structures later replicated bank-wide.

Senior Relationship Manager, Corporate BankingCiti Bank
2010 - 2015

Advised Corporate Banking clients through tailored financial analysis — financial projections, profitability studies, financing, treasury management, and risk analysis for credit lines and derivatives. Grew the real estate credit portfolio by 400% and ranked among the top ten relationship bankers nationally for 3 consecutive years.

Founder & DirectorFisioLab Wellness Center
2024 - Present

Leading the general management and strategic/financial decisions of a mobile VR entertainment franchise within an international network. Prepared the feasibility study for the brand's first physical location in Mexico (investment projections, break-even, ROI), and designed a revenue-sharing model with independent operators to scale operations.

Education

Masters of FinanceEscuela de Alta Direccion y Administración
2009 - 2010
Degree of Industrial EngineeringUniversidad Iberoamericana Ciudad de México
2000 - 2005

Skills

Core skills10
Interests8
Languages2

Skills

Financial Analisis
Business Development
Financial modeling
Financial consulting
Corporate Banking
Investment Banking
Business strategy
Strategic Planning
Project Finance
Project valuation

Interests

Finance
Consulting
Business development
Strategic planning
Project analisis
Due Dilligence
Feasibility studies
P&L Management

Languages

English
Spanish