Internal Audit Professional with over 12 years of experience and 23 years of comprehensive expertise within the Financial Services sector. Possesses in-depth knowledge of Financial Institutions' Regulatory Frameworks, Risk Management Framework, Anti-Money Laundering (AML/AMLA), Sanction regulation (EU/OFAC/UN/UK), Regulatory Compliance, EBA Outsourcing and third parties’ arrangements, GDPR, DORA, ESG, Information Security, Artificial Intelligence Act, Payment Services Regulation (PSR) and the Third Payment Services Directive, MiCA and PSD3, EMI's New Governance Directive. Demonstrated success in strengthening governance, risk management, and internal control environments while ensuring compliance with evolving regulatory requirements. Brings a diverse background across key functions including Internal Audit, Risk Management, Compliance, Accounting, and Customer Service, providing a holistic understanding of financial/digital operations and regulatory expectations. Recognized for identifying and mitigating risks, enhancing operational effectiveness/resilience, driving process improvements, and delivering practical recommendations that support organizational objectives. A trusted professional fostering strong stakeholder relationship, leading risk-based audit engagements, and supporting sustainable business growth through effective governance and control practices.