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Hello, I'm João.
Transformational Product & Payments Executive with over 10 years partnering with fintech innovators like Revolut, Monese, and Tide across the US, UK, and EU. Expert in defining and executing AI-first product strategies that drive organizational change, competitive advantage, and scalable growth. At Monite, delivered 10x year-over-year growth in invoice volume processed and 6x increase in active end-users, leading cross-functional teams and pioneering industry-leading solutions. Proven track record in raising over €20M in funding and taking products from 0 to presence in 100+ countries. Known for turning emerging businesses into category leaders through hands-on leadership and bold innovation.
Details
Professional CategoryProduct
Location
Years of Relevant Experience6-10 years
Seniority LevelC-Suite
Consulting Rate (Hourly)180
Headline
Chief Product Officer with 10 years experience in Fintech, Payments, SaaS, Lending and Product strategy
Experience
Chief Product Officer
Relevant/Notable employerMoniteMarch 2022 - CurrentChief Product Officer (2025–Present)
Lead product strategy and cross-functional teams spanning product, design, and engineering
Drove adoption of AI-first operating model company-wide
Spearheaded business development and go-to-market expansion across 100+ countries
Delivered 10x YoY growth in invoice volume processed
Achieved 6x YoY increase in number of active end-users
Director of Product (2024–2025)
Managed product portfolio, led new market launches and integrations
Established high-performing teams and streamlined roadmap delivery
Played a key role in raising €20M+ funding from Valar Ventures, Third Prime, P72 and other angels from PayPal, Klarna, Mollie and more
Head of Payments (2024)
Oversaw design and implementation of core payments infrastructure
Formed partnerships with leading PSPs and scaled payment offerings
Payments Lead (2022–2024)
Built and shipped initial payments product from concept to live launch
Laid the foundation for scalable growth, establishing a high-performing team across engineering and product development
Senior Product Manager
Edenred Payment Solutions(ex-PPS)March 2019 - March 2022Senior Product Manager (2021-2022)
Led product the Acquiring and Processing domains, two core engines of PPS’s card and account processing capabilities
Managed prioritization frameworks for high-impact features.
Owned partnerships with Mastercard and Visa to support key integrations.
Product Manager (2021)
Enhanced payment product development via improved documentation and team processes.
Strengthened requirements gathering and optimized resource allocation, boosting speed and quality of releases.
Product Owner & Solutions Analyst (2019–2021)
Bridged business and technical teams to define requirements for payment products.
Developed comprehensive solution documentation, increasing project clarity and reducing rework.
Board Advisor - Banking Product
YeeldSeptember 2023 - January 2024Guided successful launch of investment-focused banking app through strategic advice
Helped define the product vision and architecture
Identified strategic partnerships, assisted with market assessment and advised on decision making process
System/Business Analyst
ExpensysApril 2017 - March 2019Provided B2B application support for key accounts (Universal Music, ATPI, CBRE), ensuring reliable service and issue resolution.
Led the application support team to maintain platform uptime and performance.
Collaborated directly with the CEO to design tailored solutions for new clients, driving business growth.
Industry
Financial Services
Technology, Information and Media
Specific Jurisdictions That I'm Qualified In or Can Cover
