Financial Services
Technology, Information and Media
Active

João

Chief Product Officer with 10 years experience in Fintech, Payments, SaaS, Lending and Product strategy

About Me

Transformational Product & Payments Executive with over 10 years partnering with fintech innovators like Revolut, Monese, and Tide across the US, UK, and EU. Expert in defining and executing AI-first product strategies that drive organizational change, competitive advantage, and scalable growth. At Monite, delivered 10x year-over-year growth in invoice volume processed and 6x increase in active end-users, leading cross-functional teams and pioneering industry-leading solutions. Proven track record in raising over €20M in funding and taking products from 0 to presence in 100+ countries. Known for turning emerging businesses into category leaders through hands-on leadership and bold innovation.

Jurisdiction

Portugal | United Kingdom | Spain | France | Germany | Netherlands | United States | Italy

Notable Employer

  • Chief Product Officer at Monite

Experience

Seniority LevelC-Suite
Years of Experience6-10 years
Current StatusActive
Chief Product OfficerNotable
2022 - Present

Chief Product Officer (2025–Present) Lead product strategy and cross-functional teams spanning product, design, and engineering Drove adoption of AI-first operating model company-wide Spearheaded business development and go-to-market expansion across 100+ countries Delivered 10x YoY growth in invoice volume processed Achieved 6x YoY increase in number of active end-users Director of Product (2024–2025) Managed product portfolio, led new market launches and integrations Established high-performing teams and streamlined roadmap delivery Played a key role in raising €20M+ funding from Valar Ventures, Third Prime, P72 and other angels from PayPal, Klarna, Mollie and more Head of Payments (2024) Oversaw design and implementation of core payments infrastructure Formed partnerships with leading PSPs and scaled payment offerings Payments Lead (2022–2024) Built and shipped initial payments product from concept to live launch Laid the foundation for scalable growth, establishing a high-performing team across engineering and product development

Senior Product Manager
2019 - 2022

Senior Product Manager (2021-2022) Led product the Acquiring and Processing domains, two core engines of PPS’s card and account processing capabilities Managed prioritization frameworks for high-impact features. Owned partnerships with Mastercard and Visa to support key integrations. Product Manager (2021) Enhanced payment product development via improved documentation and team processes. Strengthened requirements gathering and optimized resource allocation, boosting speed and quality of releases. Product Owner & Solutions Analyst (2019–2021) Bridged business and technical teams to define requirements for payment products. Developed comprehensive solution documentation, increasing project clarity and reducing rework.

Board Advisor - Banking Product
2023 - 2024

Guided successful launch of investment-focused banking app through strategic advice Helped define the product vision and architecture Identified strategic partnerships, assisted with market assessment and advised on decision making process

System/Business Analyst
2017 - 2019

Provided B2B application support for key accounts (Universal Music, ATPI, CBRE), ensuring reliable service and issue resolution. Led the application support team to maintain platform uptime and performance. Collaborated directly with the CEO to design tailored solutions for new clients, driving business growth.

Skills

Core skills10
Languages3

Skills

Product Leadership
Product Strategy
Go-to-market
Fintech
Payments
Lending
AI-First Transitions
AI
Executive Advisory
Fundraising

Languages

English
Portuguese
Spanish

Services