Financial Services
Consumer Services
Professional Services
Technology, Information and Media
Holding Companies
Active

Kristina Daferede

Fractional COO | Product & Operations Architect

About Me

Fractional COO and product-led operator specializing in translating vision into structured execution. Works with founders and leadership teams to design operating models, align cross-functional teams, and build the systems required to scale. Experience spans product, operations, and delivery, with a focus on turning complex ideas into clear priorities, workflows, and executable plans. Typically engaged in fast-moving or evolving environments where there is traction but limited structure—supporting everything from operating model design and process architecture to product development and launch execution. Known for staying close to execution, ensuring that strategy is not only defined, but delivered.

Jurisdiction

United States | Mexico | Canada

Notable Employer

  • Senior Vice President | Platform & Product Strategy Leader at Bank of America
  • Senior Vice President | Platform Enablement & Execution Leader at Bank of America
  • Senior Vice President | Strategic Initiatives Consultant at Bank of America
  • Consulting Manager | SaaS Product Delivery at Accenture

Experience

Seniority LevelExecutive
Years of Experience20+ years
Current StatusActive
Founder | Fractional COO & Product LeadStratique Solutions
2021 - Present

Serve as a fractional COO and product lead for startups and scaling businesses, designing operating models and execution frameworks across product and operations. Lead discovery, structure workflows, manage priorities, and drive delivery from concept through launch.

Senior Vice President | Platform & Product Strategy LeaderNotableBank of America
2022 - 2025

Led product direction and execution for enterprise-scale lending platforms, translating strategy into structured roadmaps, prioritized initiatives, and cross-functional delivery across product, engineering, and operations.

Senior Vice President | Platform Enablement & Execution LeaderNotableBank of America
2019 - 2022

Owned platform evolution and release execution for Small Business lending systems, managing prioritization, workflows, and coordination across product, engineering, and operations teams.

Senior Vice President | Strategic Initiatives ConsultantNotableBank of America
2016 - 2019

Supported platform modernization and operating model initiatives, translating business goals into execution plans, process improvements, and cross-functional alignment across product and operations.

Consulting Manager | SaaS Product DeliveryNotableAccenture
2013 - 2016

Led SaaS platform implementations for large financial institutions, defining requirements, designing workflows, and managing cross-functional delivery across product, engineering, and client teams.

Senior Consultant | Risk & Platform OperationsProtiviti
2011 - 2013

Supported system integration and process improvements for financial institutions, aligning regulatory requirements with platform functionality and operational workflows.

Assistant Vice President | Senior AssociatePNC Bank
2006 - 2011

Held progressive roles across credit, operations, and compliance, supporting process improvements, reporting, and operational efficiency initiatives.

Education

Masters of Business Administration Nova Southeastern University
2007 - 2010

Certification

Total Certifications1

Professional Life Coach Certification

Transformation Academy

2026

Skills

Core skills0
Languages1

Languages

English