• Lead business management and operations for a $6B Commercial Auto banking unit. • Embedded first - line control checks and testing across lending and operations, improving issue detection and remediation. • Partnered with Audit, Compliance, and Risk to align control practices with enterprise standards and risk appetite. • Directed strategic initiatives and infrastructure development driving 50% growth in exposure over two years through new products and expanded floor - plan acquisition. • Oversaw budgeting, financial planning, and built and led data science and MIS team to automate data feeds, incorporate artificial intelligence (AI) tools and dashboards eliminating knowledge gaps and improving underwriting, booking, and portfolio management efficiency. • Redesigned and managed DCS 1LOD governance, controls, quality assurance testing, and RCSA • Leader in global AI pilot of first 1% of corporate users - developed and implemented custom GPTs for credit policy research, spreading and underwriting, and portfolio management alerts.

• Advised banking clients on enhancing risk, audit, and credit functions. • Delivered strategy, governance, and control remediation frameworks for mid - sized banks under heightened regulatory oversight.

• Built and led ERM, Compliance, BSA / AML, Loan Review, Allowance, and Audit for an $8Bn regional bank • Formalized risk appetite, RCSA, KRI dashboards, and issue management across the enterprise. • Earned Board and regulator recognition for strengthening risk frameworks post - financial crisis.

Fractional CRO, COO, and Board Advisor helping financial institutions and fintechs bridge strategy, risk, and execution. I partner with leadership teams to strengthen governance, scale operations, and unlock disciplined growth. Focused on turning complex challenges into clarity, control, and measurable results.