Financial Services
Active

Raj

Chief Risk Officer | SMF4 | Retail Lending

About Me

With over 20 years of experience in UK financial services, I operate at the intersection of regulatory rigour and commercial strategy. Having served as Chief Risk Officer (SMF4) across two building societies and a fintech, I specialise in transforming risk from a perceived "business blocker" into a strategic enabler.

Jurisdiction

United Kingdom

Experience

Seniority LevelC-Suite
Years of Experience20+ years
Current StatusActive
Chief Risk OfficerPrincipality Building Society
2023 - 2025

Leading the modernisation of Risk Management by embedding proportionality, strengthening governance, and driving a balanced risk/reward culture

Chief Risk OfficerTymit
2022 - 2023

Created an effective Risk Management function as the company grew at a rapid pace

Chief Risk OfficerSaffron Building Society
2017 - 2022

Led Risk, Compliance and Underwriting through a period of significant change and challenges

Education

Degree of Mathematics & StatisticsUniversity of Surrey
2000 - 2003
Masters of StatisticsUniversity of Kent
2003 - 2005

Skills

Core skills0
Languages2

Languages

English
English (British)