An experienced fractional Chief Compliance Officer (CCO) and Money Laundering Reporting Officer (MLRO) provides fintechs and start-ups with expert, flexible oversight to navigate complex regulatory landscapes without the cost of a full-time executive. My services encompass designing and implementing a robust, scalable compliance framework tailored to the company's specific products, jurisdiction, and risk appetite. This includes developing all necessary policies and procedures (AML​/​CFT, Sanctions, Fraud), managing regulatory licensing applications, and establishing effective financial crime controls like customer risk assessments, transaction monitoring, and suspicious activity reporting. I act as the central point of contact for regulators, prepare for and manage audits, and deliver targeted training to embed a culture of compliance. Ultimately, I can provide strategic guidance to ensure the business grows responsibly, mitigating legal and reputational risk while enabling innovation.